Be sure to check in with your clients as we approach the fall to make sure that their home is covered, but also that their college students have the coverage that they need as they go off to school. What is renters insurance? Renters insurance coverage protects your client’s personal property against damage or loss, and protects them in case someone is injured while on their property. Why should my client Purchase Renters Insurance? College students living in off-campus rental housing or dorm housing are ideal candidates for needing renters insurance, since many students bring thousands of dollars worth of personal items along with them. Students typically bring electronics, a computer, textbooks, clothes, furniture, and a bicycle to school with them. The value of those items all together is high, and would be hard for a student to replace in the event that it is stolen or damaged as a result of a fire, theft or other unexpected circumstances. In a renter/landlord relationship, it is the renter’s responsibility to provide coverage for these valuable items. In school dorms, personal property is typically not covered- however checking the school [...]

Events are expensive. Life is unpredictable. With all of the time, effort, planning and funding that goes into special events, aren't they worth protecting? As wedding season and summer event time approaches, be sure to ask your clients if this is a coverage that they need. Special Event Insurance can help to cover all sorts of events. We have a wide range of acceptable classes of business including: Social Events Weddings, banquets, reunions, retreats, dances, baptisms, bar mitzvahs, ect. Sporting Events and Competitions Races, Dance Teams, Golf Tournaments, ect. Musical Events and Entertainment Awards Shows, Carnivals, Dance Competitions, Comedy Shows, Circus, ect. Trade Shows/ Business Events Auctions, Antique Shows, Business Conferences, Speaking Engagements, Toy Drives, ect. Educational Events Conferences, Educational Seminars, Lectures, ect. Fairs & Festivals Fireworks Shows, Festivals, Ect. Key Features: General Liability • Comprehensive General Liability - limits available such as $1M per occurrence/$3M aggregate • Premises Liability • Personal Injury Liability • Abuse & Molestation coverage available • Liquor Liability coverage available Umbrella/Excess Liability • Large Excess Limits available Automobile • Owned/Non-Owned/Hired Auto Event Cancellation • Available for certain Social/Life Events. Must be written with [...]