Boating Season is About to Start

With winter slowly moving to spring, people start looking forward to warm weather and boating.   MIBS agents can assist their clients in finding the right coverage for that new boat with Safeco Insurance and Travelers. Watercraft Rating Categories spacer Safeco’s Watercraft Program Safeco’s Watercraft Program is open to most types of watercraft used for recreational purposes.  They offer a selection of coverages designed to provide protection to the insured operator and the watercraft. Program Advantages / Selling Tips:  Competitive Advantages Coverage for pets, personal property, and equipment such as water skis and marine electronics Standalone watercraft are accepted Agreed-value policy Eligible watercraft up to $300,000 and 40 feet Total price protection available for boats 2 years old and newer Roadside Assistance is available Emergency Assistance (on-water towing) Liability coverage only is available Towing and labor expenses Fuel spill and wreckage removal Optional fishing equipment coverage up to $20,000 Additional Interest/Marina Additional Insured is available spacer Safeco also offers the Captain’s Package Option for boats of all ages The Captain’s Package provides a valuable optional coverage. It can be added to new or existing policies for [...]

The Path of Most Resistance – Keep Going

There is an amazing group of people who make the decision to start their own business or accept a job that is paid exclusively by commissions.  There is no guaranteed income, only the possibility that if they work smart and hard, they have an unlimited potential to earn income.  Who in their right mind would take this path?   Per the U.S. Bureau of Labor Statistics, in 2015, 10.1 % of all U.S. workers were self-employed and in that group belongs that crazy person with a job title of insurance producer.  Whether they work as an independent agent or work for a company or agency, they accept a job that compensates them only when they place business.  And to add to the craziness, the insurance producer works in an industry heavily regulated by the government resulting in unpredictable changes. Wow!  How does an agent continue down a career path that has so many stops?   Increasing premiums Decreasing commissions Open enrollment Constantly changing products and rules Cyber security Economic downturns Government regulations I would first like to say how much I respect that person who accepts a career where they [...]

Ax&7*df4x@1> What are you asking?

What are you asking?   Most people are normally very good communicators when face to face with another, however, in today’s business world, communication now goes through multiple electronic devices including email, text, instant message, and more.  These methods normally involve the written word and are more permanent as they are a written record.  This can be very useful to both the sender and receiver as they are a resource to search for conversations from the past, removing the need to try to remember everything.  On the other hand, be aware that this written record is also a reflection of you as a professional.  Improving your written communication skills will enhance your image and also make you more credible in your client’s eyes.   Open enrollment is fast approaching when everyone’s time is stretched thin trying to handle the increased volume of work.  This is when those excellent communication skills can come in really handy.   Asking your question and providing all the necessary information with the question can result in faster turn-around time for your answer. During this very busy time, please be aware that your MIBS customer service [...]

2017-10-19T15:32:39-05:00Marketing & Sales Ideas|
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